Retirement Of Your Dreams
Financial Advisor in Salt Lake City, UT
A financial advisor in Salt Lake City, UT helps you turn your savings into a paycheck that lasts for life.
Jason Bergquist builds you one simple plan, so you know your bills are paid and your money will last.
Or call 214-277-1890
No sales pitch
Honest Retirement Advice With No Sales Pitch
You want someone on your side, not a sales pitch.
Jason is a Certified Financial Fiduciary, so your best interest comes first.
A local advisor
Why Salt Lake City Families Choose Jason Bergquist
Jason has helped families with money since 2000.
He left Merrill Lynch to work on his own, so he can shop many companies to find the best fit for you.
He lives in Riverton with his wife Stacey, and they have 6 kids and 5 grandkids.
He has made nearly 100 free videos, and you can learn more about Jason before you call.
What Jason does
Retirement Services We Offer in Salt Lake City
Guaranteed Income for Life
Annuity plans that pay you a monthly check you cannot outlive.
Lower Taxes in Retirement
Ways to lower the tax you pay once you retire.
Indexed Universal Life Insurance
Permanent life insurance that protects your family and builds cash value you can use later.
Life Insurance and Long-Term Care
Coverage that protects your family and your savings if your health changes.
Social Security Timing
Help picking when to start benefits so you get the most over your lifetime.
Retirement Red Zone Protection
Less risk in the 5 years before and after you retire, when a market drop hurts most.
Second Opinion Analysis
Already have an advisor? Get a free second look at your plan.
Learn moreThe 9-Step Blueprint
Jason’s step-by-step plan that puts every piece of your retirement in one place.
Learn more
Our process
Our 3-step retirement planning process in Salt Lake City
- 1
Book your free discovery call
Pick a time that works for you. Tell Jason what you want your retirement to look like.
- 2
Meet Jason on Zoom
Jason walks you through your plan on a Zoom call. He puts your 401(k), IRA, pension, Social Security, and insurance into one Retirement Of Your Dreams Blueprint.
- 3
Put your plan to work
When you are ready, Jason helps you set up each part of your plan. There is never any pressure.
The big question
Will My Money Last in Retirement?
This is the first thing most people ask, and it is a fair question.
Jason builds a plan that pays your basic bills with income you can count on.
Often that comes from an annuity, a plan that pays you every month for life.
The Utah Insurance Department has a short guide on how annuities work if you want to read more first.
Utah taxes
How We Plan for Retirement in Utah
Utah taxes money you take out of a 401(k) or IRA at 4.5 percent.
Social Security can be taxed too.
The state does offer retirement tax credits that help many people.
Jason uses tools like Roth accounts and some kinds of life insurance to help you pay less tax later.
The goal is to keep more of your own money each year.
Straight answers
Financial Advisor in Salt Lake City, FAQs
How much does it cost to talk to a financial advisor about retirement?
Your first discovery call with Jason is free. You can ask about your income, taxes, and Social Security with no cost and no pressure to buy.
Do fixed index annuities have fees?
Many fixed index annuities have no yearly fee taken from your money. If you add an extra feature, like a lifetime income rider, it may have a small yearly cost. Jason shows you every cost in plain words before you decide.
Why don’t some financial advisors recommend annuities?
Many advisors are paid a yearly fee on the money they keep invested, so they may not talk about annuities. An annuity can give you a paycheck for life that the market cannot take away. That is why Jason uses them to cover your basic bills.
Do millionaires use annuities?
Yes. Many wealthy families use annuities to lock in income they cannot outlive. They like knowing a set amount of money will come in each month, no matter what the market does.
What is the downside of an IUL?
An IUL works best when it is set up the right way and funded over time, so it needs a good plan. When it is built well, it gives your family a tax-free death benefit and cash value you can use later. It also protects your cash value from market drops, which is why Jason uses it.
How do I find a financial advisor I can trust?
Ask if they are a fiduciary, which means they must put your interest first. Ask how they get paid and what they will do for you. Pick someone who explains things in plain words and never rushes you.
Where we help
Neighborhoods we serve as a financial advisor in Salt Lake City, UT
Jason helps families all over Salt Lake City, from the Avenues to Sugar House.
Here are a few of the places we serve.
Sugar House
Retirement income planning for Sugar House homeowners near the park and Highland Drive.
The Avenues
Help for Avenues families who want their savings to become a steady paycheck for life.
Federal Heights
Income plans that lower taxes for Federal Heights retirees near the University of Utah.
Yalecrest
Guaranteed income and life insurance planning for Yalecrest families.
East Bench
Social Security timing and income plans for East Bench homeowners.
Capitol Hill
Retirement planning for Capitol Hill residents near the Utah State Capitol.
Foothill
Second opinion reviews for Foothill families who already have an advisor.
Olympus Cove
Lifetime income and tax planning for Olympus Cove retirees.
These are just a few of the places we serve. Jason also helps families in many more Salt Lake City neighborhoods and nearby cities. Don’t see yours? Book a free call and we can still help.
Talk to a Financial Advisor in Salt Lake City Today
Book a free call with Jason and get clear answers about your income, taxes, and Social Security.
There is no cost and no pressure.
Or call 214-277-1890