Hi, my name is Jason Bergquist and I’m a Certified Financial Fiduciary.
What does that mean?
Well, it means I’ve been educating people on their finances since 2000. And through this process, I’ve decided where and how I want to help individuals …
… rather than understanding everything that has to do with finances.
I am specifically looking at:
How am I going to be your distribution expert?
What does that mean?
Well, throughout my career, I’ve helped people in everything across the board …
… from insurance to growing their wealth …
… to whatever needed to help you with your finances.
I’ve decided to really hone in my expertise and help you figure out, once you get to the point of looking at your retirement:
How are we going to make sure that you don’t outlive your money?
My business tagline is …
I want to help you “Create the Retirement of Your Dreams”.
How am I going to do that?
Well, the number one concern that’s out there is not outliving your money. It’s no fun to think that we have worked all these years and saved all this money and put all this money away.
And then, what do we do to make sure that we have enough money to do the things that we want to for the rest of our lives?
One of the phrases that’s out there is, your are going from: ‘Paychecks’ to ‘Play-checks’ and when you retire every day is a Saturday, right?
When do we spend the most money?
Well, we spend the most money on Saturdays.
And when you’re retired, you want to be able to spend that money and do the things you want. Right?
The number one concern and the most common conversation I have with people, every single day, is …
How do I NOT outlive my money?
Well, in order to figure that out, we’ve got to figure out …
Do I have enough money, and am to the point where I need to make sure that I’m ready to retire, do I have my money structured the way I need to, to retire …
… and I want make sure I am bringing in, and have the funds that I need to, coming in every single day, in order to be able to accomplish the goals that I want to.
And everybody’s goals are different. Everybody has a story. Everybody has a different desire …
… whether you’re looking to travel …
… whether you’re looking to start a second career …
… whether you’re looking to send money off to your family, friends (if you want to help your friends).
But most people are looking to see if they can take care of their kids, take care of the grandkids, go on vacations.
And when you’re retired, you want to be able to spend the money and do the things you want.
Well, in order to figure that out, we need to make sure that we’re aware of our situation. We can’t just be that ostrich and put our head in the sand.
And just hope that it all works out. We can’t just base our retirement off of the average age, average lifetime, somebody lives.
We have spouses. We have two people that we’re trying to figure out how to have enough money to last for two lifetimes. And so on.
We’re looking at your total savings and we’re looking if you have a pension …
… and we’re looking, to see if you qualify for social security, we’ll need to identify a few things.
So, one, we need to identify where you’re at. Create a Baseline.
The number one thing that we need to identify are your expenses.
We need to know what those fixed costs are going to be during your retirement so that we make sure that we have the matching fixed income, right?
If we know how much it costs us to live every single month, and we know that the money that’s coming in is guaranteed for the rest of our lives …
… no matter what happens, no matter what the market’s like, no matter how things play out.
If those funds are coming in every single month, to cover those expenses that are going out every single month, then you’re going to have enough money to have a successful retirement.
Now, of course, that’s just the essentials, now what do we want to do above and beyond that?
That’s the next thing we want to look at is your total savings; how, when, and where to utilize your social security …
… we’ve got to make sure that you have guaranteed income for life.
And what is that lifetime?
Well, that depends on you, right?
We don’t know. We don’t know if we’re going to die tomorrow, or if we’re going to live to the average 85, 87 years old.
Or if we’re going to be the exception to the rule and we’re going to live to be a hundred years old.
We’ve got to make sure that we have a guaranteed payout coming to us every single month for the rest of our lives.
So, once we identify those things, we’ve got to figure out how to protect the funds that we have coming in.
And as we protect those, this is the guaranteed side, making sure we have a guaranteed amount that is coming in and it doesn’t matter what the economy does!
It doesn’t matter how the market’s doing! Doesn’t matter if we have ups or downs, we know that we have a guaranteed amount of money coming in every single month.
Then we have to look at taxes!
Then and only then do we take the time to look at growth options.
We will review all of this on an annual basis. I have more free videos coming out to discuss some of these items.
But the answer today is how do I make sure that I have enough money to retire?
Well, let me help you with that.
There is a “Shortfall Analysis Report” that we can put together. As we put that report together, it’s going to have you go through a series of steps, understanding where you are financially, what your goals are and where you want to be:
When you want to retire, how much you want coming in, what those expenses look like and so on.
When you click the links below, you’ll have access to those documents. You can fill those out. We can look them over together. For Free.
You can discuss this information with your significant other, figure out what you want your Retirment to Look Like. But when you do fill these documents out, there’s a couple of things I want you to focus on.
One, I want you to figure out what your goals are.
I’ve figured out after talking to people that everybody has different goals.
And if you know what your goals are, and you share those goals with me, I can help you figure out how you’re going to reach those goals.
It doesn’t matter what they are. I have talked to people about everything from,
I just want to be able to be home.
I don’t want to have any timeframes attached to anything.
I just want to do what I want to do whenever it is that I want to do it.
I want to be able to go see every single movie that comes out in the movie theater and not worry about how much the ticket costs or how much the popcorn costs or how much the drinks cost.
And if I want to take my family, then I don’t care how much it costs.
And maybe you should be the owner of that theater, right?
And then you’re not even worried about the cost. You’re making money off that. So, it doesn’t matter what your goals are.
It doesn’t matter what you want to do in your retirement.
But if you write down those goals, it’s asking you for three, but if you can come up with more, that’s even better!
Because we want to know if you want to travel.
What’s on your list? Who’s traveling with you? You want to take kids and grandkids and go to Disney World.
Do you and your significant other, just want to travel the world?
Maybe you want to rent an RV or own an RV and travel for the next three years, whatever those GOALS are, write them down.
Because if we know those goals, then not only are we figuring out what your expenses are and making sure you have enough money coming for expenses.
But then we can account for extra monies that “discretionary fund” to help fund your FUN 🙂
Click on the the links below, fill it out, and to send those over to us. Don’t forget to schedule your Free “Retirement of your Dreams Call”!
And we will get your Free Shortfall Analysis Report to you.
What does the Shortfall Analysis report tell you?
Well, it’s going to show you, if you keep doing what your doing, how long your money’s going to last.
If I just tweak a few things, and I’m not saying that we have to work longer or earn more or save more or put more money away.
Oftentimes as I meet with people, it’s just changing around a little bit of what they’re already doing.
We’re able to figure out what we’re going to do …
… to be able to make sure that you have the Retirement of Your Dreams.
I look forward to talking to you. I look forward to seeing that information. I love seeing people’s goals, what they want to do and how they want to accomplish it.
Again, look at those documents, fill those documents out.
I’m going to have more free videos that are coming out about these subjects. And on top of these additional videos that are coming individually, I have a FREE webinar.
This is just one portion of my webinar. Yeah, that free webinar takes about an hour and 20 minutes, but it’s going to encompass all of this.
The Shortfall Analysis:
How do I plan for our future? How do I go through those steps? And more and more and more. It’s just going to build on that.
So, check out the free webinar, fill out the information in the documents, send them over to us, and then you can schedule your free “Retirement of Your Dreams Call”.
Again, I’m Jason Bergquist, and I’m looking forward to helping you figure out, create and empower you to have a the Retirement of Your Dreams. I’ll talk to you soon. Thanks!
Next Steps:
1. Click here to download documents
2. Click here to register for our FREE Webinar
3. Click here to schedule your FREE Retirement of Your Dream Call
