Hi, my name is Jason Bergquist and I’m a Certified Financial Fiduciary. And my job is to help educate and help you understand what you can do to create the Retirement of Your Dreams.
I have been in the financial services and financial education industry, since the year 2000 and working with people for the past 21 years … I get a lot of the same questions and I’ve created this video education series to help answer some of the main questions that I get on a regular consistent basis.
As I’ve decided what route I want to go in my career and helping out my clients, I’ve really focused more on the distribution side such as:
How do I help you make sure that you don’t outlive your money?
How do I empower you to create the retirement of your dreams?
And in today’s video, we’re going to go over a question that I get on a regular basis to try and understand what retirement is going to look like.
And the question that we’re going to address today is …
How Do I Get Guaranteed Income for Life …?
… no matter how long me and or my spouse or both of us live. And as you go through and try and figure that out, there are so many variables. And I understand that we can’t address all of them, but we can do our best to create a plan.
A Plan that is going to make sure that no matter how long you live, that you and your spouse are both going to have the income that’s coming in every single month to cover the outflow that you have.
Throughout these past 21 years, I’ve worked at Merrill Lynch and I’ve been independent; while adding this complete umbrella of services and options and ideas.
But over the past three years, I’ve really decided that I want to hone in on and specifically focus on helping people on the distribution side.
To illustrate this, you’ve climbed this mountain. You’ve grown your money. You’ve tried to get to where you want to be.
You’re looking at retirement, and now you have these questions?
Am I going to be able to stay retired?
Am I going to outlive my money?
This is a bigger concern than actually dying for the vast majority.
So now, as we try to figure out how to not outlive our money……..?
The best way to do that is to figure out:
How Can I Get Guaranteed Income for Life No Matter What Happens, No Matter What?
We don’t know if we’re going to outlive the average 85 to 87 years old. We can look at the longevity in our family.
We can make some educated decisions, but what we’re really looking for is how do I get that guarantee?
No matter if I pass away next year, or if I live to be a 100, as we’re trying to figure that out, what we want to do is come up with answers to two questions.
One, what are my essentials?
> In other words, what are my fixed costs?If we have to figure out what our fixed income needs are, or how are we going to live on a fixed income…..then # 2
We have to know what our fixed costs are?
> What are my monthly expenses?
I’ve got a worksheet that you can download. This is going to help you go through the process. If you’re a budgeter or not, it doesn’t really matter.
Download this sheet, fill it out. It’s going to give you what we call our “Protected Income Number.”
In other words, what do we have to protect?
What do I need to make sure is coming in every single month to cover what I have going out every single month?
If we know that we have a guaranteed amount coming in every single month, we’re just going to live longer, right?
Because we’re going to have way less stress.
We’re going to make sure that no matter what the market does, no matter what our company does, no matter what pandemic comes our way, right?
We’re going to have a guaranteed amount of income that’s coming in every single month. That’s going to cover our outflow.
What do I want in addition to making sure that I don’t have to go back to work, to cover my bills, then we’re going to discuss your goals, your dreams?
Do you want to purchase another home?
Do you want to purchase an RV and drive around the country?
Do you want to take family, kids and grandkids to Disney world each year?
What are your goals? What are your wants? What are your desires? Then we can look at creating the discretionary funds.
Will we use all the options, the stock market?….and try to figure out how to make sure that you have enough money coming in for the rest of your life?
This might be one piece of the puzzle, but as we look at all the different pieces of the puzzle, we’re going to sit down, we’re going to figure out what your goals and dreams are.
Click on the link below to download the documents that’ll walk you through figuring out your budget, coming up with the protected income number … but I have a second document there as well, to help.
You’ll discover,
If I keep doing what I’m doing, am going to have some amount of money coming in every single year for the rest of my life?
If I make a couple of tweaks and if I change this or I do that, then I can look at how I can optimize it more, so I can make sure I don’t outlive my money so I have a guaranteed amount coming in.
Am I building some discretionary funds on the side to be able to have the ability to go and do the things I want to do!?
Now, this is just one question of many. I have other videos that you can click on to give you some other ideas.
I do talk about NOT outliving your money. I do talk about optimizing your Social Security. So, there’s individual videos on each of those questions, but there’s also a link below to my webinar.
My webinar’s going to really take you from start to finish. It’s going to give you a little bit more information about me.
It’s going to talk a lot more about, ‘how do we make sure that we have those guarantees.’
It’s going to give you a couple of financial options, maybe help you think outside the box a little bit.
So, I really think it would be to your benefit to go watch the webinar.
And watch it from start to finish so you can understand how you can have the Retirement of Your Dreams.
I am looking forward to helping you. I’m looking forward to empowering you to create the retirement of your dreams.
I’m looking forward to help you figure out, ‘how do I get guaranteed income for life, no matter how long my spouse and I live.’
And I want to be able to help you. And I want to be able to encourage you to figure out your goals and not lose out.
When we get to retirement, we want to go do the things we never got to do because we were working and we were preparing for the future.
I would love to help you understand what we can do to make sure that you’re going to have what you want for the rest of your life.
Again, my name is Jason Bergquist!
Click the links below and we’ll talk soon!
Next Steps:
1. Click here to download documents
2. Click here to register for our FREE Webinar
3. Click here to schedule your FREE Retirement of Your Dream Call
