PART 2 OF 3: Money Markets To Create The Retirement Of Your Dreams

Are you ready to take control of your financial future and ensure a worry-free retirement?

Have you ever questioned whether your retirement savings strategy safeguards your financial security?

Are you curious about proven strategies that can guarantee a comfortable and stable retirement income for life?

If so, you're in the right place.

Hello, I'm Jason Bergquist, the owner and founder of RetirementOfYourDreams.com.

I'm thrilled to kick off our three-part series:

"Money Markets to Create the Retirement Of Your Dreams."

We'll dive into essential topics to help you navigate your retirement journey with confidence:

1. Escaping the 'Buy and Hope' Cycle: Expert Strategies for Confident Retirement Changes

2. Navigating the Retirement Red Zone: Making Smart Moves for Your Financial Future

3. Shifting Perspectives: From Market Dependency to Guaranteed Income Streams in Retirement

Also, if you missed Part 1, click HERE to catch up!

Throughout this series, we'll provide practical insights and expert advice to empower you toward a fulfilling retirement.

Whether you're just beginning retirement planning or seeking to optimize your existing strategy, join us as we embark on this journey together.

The Retirement Of Your Dreams awaits; let's work together to make it a reality.

Before we dive in, I'd like to introduce myself if we still need to meet.

I'm Jason Bergquist!

I empower individuals and families to create the Retirement Of Their dreams.

I've been doing this for over twenty years through the ups and downs of the markets. My goal is to help educate people.

Empower them to understand how to set up the retirement of their dreams. And bring hope back into their lives.

I realized this was my calling in 2010 when I was going through a divorce. I was financially low then and realized I wasn't practicing what I preached.

I committed to practicing what I preached and became an Independent Financial Professional ...
... and a Certified Financial Fiduciary.

This experience allowed me always to do what's in my client's best interests.

Now, I work with a team of experts to empower you to create the Retirement Of Your Dreams.

Again, we're kicking off Video 2 of our 3-part series: “Guaranteed Income For Life: Expert Retirement Strategies For Financial Security.”

This is Step 7:

We’ll cover the following:

1. Escaping the 'Buy and Hope' Cycle: Expert Strategies for Confident Retirement Changes

2. Navigating the Retirement Red Zone: Making Smart Moves for Your Financial Future

3. Shifting Perspectives: From Market Dependency to Guaranteed Income Streams in Retirement

Let's dive into the nitty-gritty of ...

Deciding to change your retirement plan is a big step.

Remember Julie from our last video?

She struggled with timing the market just right. But let's shift our thinking.

In the past, you've likely been steadily contributing to your employer's retirement plan with each paycheck.

This strategy often feels secure because you consistently buy into the market, even during downturns.

However, relying solely on a "buy-and-hold" strategy, where you keep investing until retirement, isn't foolproof.

It's more like a "buy-and-hope" strategy.

For example, one of my clients couldn't switch his funds when he wanted to retire, which caused him a lot of anxiety about missing out on potential gains.

This fear of missing out (FOMO) often makes people hesitate to move their money from their employer plan to a guaranteed fund. They worry they'll miss out on profitable market years.

But I would like to tell you about Julie.

When she finally made the switch, all her worries vanished.

By putting her money into a guaranteed fund, she secured a steady income stream for retirement, eliminating the need to worry about timing the market.

The key is planning now, even if you wait to move your money.

Work with one of our Retirement Dreams experts to create a timeline tailored to your retirement goals, not just market conditions.

Schedule a FREE Retirement Of Your Dreams Call, and let's start planning your worry-free retirement journey today.

Let’s dive deeper into the critical decision of when and where to change your retirement plan, focusing on what I call the Retirement Red Zone.

During this critical time, which includes the five years before and after retirement, keeping your retirement savings safe is essential.

Let me share an important insight:

Your choices during this Retirement Red Zone period could be the most crucial part of your retirement planning.

The stakes are high, as losing money during these pivotal years could jeopardize your financial security in retirement.

Consider the story of one of my clients, Tony.

Having invested 80% of his retirement funds in his company's portfolio, which was severely impacted by the crash, Tony experienced a devastating loss of over 80% of his savings.

When we finally connected in 2012 ...

... Tony's resolve to avoid such turmoil in the future was unwavering!

He wanted his retirement savings to be safe and steady without being affected by the unpredictable changes in the market.

This illustrates the importance of strategic planning and timely action within the Retirement Red Zone.

Decide on a comprehensive plan tailored to your circumstances and retirement goals rather than leaving your retirement timing to chance.

Working with a Retirement Of Your Dreams expert allows you to create a customized plan that fits your retirement schedule and protects you from the market's uncertainties.

We're all familiar with the ups and downs of the money markets, but have you ever wondered why so many Americans struggle with their retirement savings?

One major reason is the flawed approach we've been taught to saving and spending.

As I converse with clients, I often hear, "I wish I had known this sooner," or "I didn't learn this in school. Can you help me teach my kids?"

Here's the crux of the issue:

It's about more than how many assets you have but how you can transform them into a sustainable income stream.

Let me explain further.

In the financial industry, there's something called the 4% rule.

It's a widely discussed guideline for retirees that suggests withdrawing only 4% of your retirement account balance each year to ensure your funds last throughout retirement.

So, for instance, if you've saved up a million dollars in your retirement accounts by the time you retire ...

... and you're accustomed to living on $100,000 per year, according to the 4% rule, you should only withdraw $40,000 annually.

If that $40,000 is also subject to taxes, your actual income may be even less.

And if you were hoping to maintain your current lifestyle with a $100,000 annual retirement income, you may fall short.

This highlights the need for improvement in our traditional approach to retirement planning.

By solely focusing on accumulating a specific dollar amount in our retirement accounts, we neglect the crucial step of ensuring those savings can provide a reliable income stream in retirement.

We want a steady paycheck that arrives every month, regardless of how the market performs.

Instead of relying on the 4% rule, which may leave you financially constrained, our goal is to work with you to explore strategies that could generate higher returns.

So, if you're ready to change your retirement plan from one based on hope to one based on certainty, please call us today.

Our Retirement of Your Dreams experts are here to help you navigate this transition and secure a guaranteed income stream for your retirement years.

1. Escaping the 'Buy and Hope' Cycle: Expert Strategies for Confident Retirement Changes

2. Navigating the Retirement Red Zone: Making Smart Moves for Your Financial Future

3. Shifting Perspectives: From Market Dependency to Guaranteed Income Streams in Retirement

Your retirement journey is a critical phase of your life that requires careful planning and strategic decision-making.

By implementing the expert strategies and insights in this video, you can take meaningful steps towards securing your financial future and enjoying a comfortable retirement.

Stay tuned for Part 3 next week, where we'll dive deeper into the intricacies of Money Markets.

We'll explore “Crafting Your Worry-Free Retirement: Expert Strategies for Financial Security and Peace of Mind!”

Thank you for considering Retirement of Your Dreams as your partner on your financial journey!

I'm curious: what was your BIGGEST takeaway from this week's video? Share in the comments below!

I'm Jason Bergquist.

We’re dedicated to empowering you to LIVE the Retirement Of Your Dreams!