PART 1 OF 3: Money Markets To Create The Retirement Of Your Dreams

Are you feeling overwhelmed by the idea of taking charge of your retirement plan?

Are you wondering how market fluctuations could impact your financial future or if there's a better way to secure your retirement savings while still employed?

Have you ever felt uncertain about making changes to your retirement strategy?

If so, you're in the right place.

Hey there! I'm Jason Bergquist, the owner and founder of RetirementOfYourDreams.com.

I'm thrilled to kick off our three-part series:

"Money Markets to Create the Retirement Of Your Dreams."

We'll dive into these essential topics that can help you navigate your retirement journey with confidence:

1. Navigating Retirement Plan Jitters: Expert Guidance for Transitioning with Confidence 

2. Navigating Market Fluctuations in Your Retirement Plan 

3. Unlocking Your Retirement Funds: A Closer Look at In-Service Distributions

Throughout this series, we'll provide practical insights and expert advice to empower you to a fulfilling retirement.

Whether you're just starting retirement planning or looking to optimize your existing strategy, join us as we embark on this journey together.

The Retirement Of Your Dreams awaits ...

... we're here to help you realize it!

Before we dive in, I'd like to introduce myself if we still need to meet.

I'm Jason Bergquist!

I empower individuals and families to create the Retirement Of Their dreams.

I've been doing this for over twenty years through the ups and downs of the markets. My goal is to help educate people.

Empower them to understand how to set up the retirement of their dreams. And bring hope back into their lives.

I realized this was my calling in 2010 when I was going through a divorce. I was financially low then and realized I wasn't practicing what I preached.

I committed to practicing what I preached and became an Independent Financial Professional ...

... and a Certified Financial Fiduciary.

This experience allowed me always to do what's in my client's best interests.

Now, I work with a team of experts to empower you to create the Retirement Of Your Dreams.

Again, we're kicking off Video 1 of our 3-part series: “Conquering Retirement Fears: Expert Guidance for Smooth Transitions.”

This is Step 7:

We’ll cover the following:

1. Navigating Retirement Plan Jitters: Expert Guidance for Transitioning with Confidence 

2. Navigating Market Fluctuations in Your Retirement Plan 

3. Unlocking Your Retirement Funds: A Closer Look at In-Service Distributions 

Let's get into the nitty-gritty of ...

Technically, you could leave your funds in your current plan, but most folks decide to switch.

And change can be daunting.

It means doing something different with a significant amount of money.

Imagine saying, "I'm going to do things differently than just putting money into my 401k from every paycheck."

It's a significant change and can feel unsettling, especially when your retirement savings are involved.

Usually, these employer plans hold the bulk of your retirement savings.

So, changing means doing something other than the routine contributions coming out of your paycheck.

The process often involves electronic transfers, which can be nerve-wracking.

Even though I've been helping with her finances for over 15 years, she found it scary to move money into a high-yield savings account.

Even with my guidance, she was nervous about hitting the transfer button.
That's where our team comes in.

We're here to guide you through every step. We do this daily, so we know how to make the process smooth and worry-free.

We'll even call you to ensure everything is set up correctly.

So, when you're making this change, rest assured that one of our Retirement Of Your Dreams experts will support you every step of the way.

Let’s dive into the unpredictable world of the market, ups and downs.

As we embark on this journey together, we must recognize the necessity of change and its timing.

Let me share Julie's story as an example. 

Over the years, we discussed transitioning her 401k funds into a guaranteed income source for her retirement.

However, Julie hesitated, hoping to time the market perfectly. When the market dipped, she thought of waiting for it to bounce back before switching.

But as it rebounded, she was reluctant to act, fearing she'd miss out on potential gains.

Despite our discussions, Julie delayed her decision, waiting for the perfect moment.

Whether it's on the rise or fall, there's never a perfect time to make the switch.

The takeaway here is that timing isn't everything.

What matters is having a plan and taking the necessary steps to create the Retirement Of Your Dreams!

Please don't wait for the perfect moment because it may never come.

Together, we'll navigate these uncertainties and ensure you're on track to achieve the Retirement Of Your Dreams.

As retirement approaches, many assume they can only access their employer retirement plans once they leave their jobs.

While this may be true for some, knowing that you might have options is essential.

One such option is an “in-service distribution.” This allows you to access your retirement funds while still employed, typically once you reach 59 and a half.

This term might sound unfamiliar, but it's worth investigating with your HR department or Retirement Of Your Dreams expert.

Around 90% of companies offer in-service distributions, allowing you to move your employer plan's funds into a secure investment vehicle.

While some companies may restrict in-service distributions until separation of service or retirement, exploring your options is crucial.

Take the time to inquire about your company's policies and determine when such distributions are available.

I recently spoke with a 40-year-old who could access her 401k funds anytime, regardless of age restrictions.

This rare flexibility highlights the importance of understanding your plan's specifics.

Please reach out to us to talk about your options further.

Our Retirement Of Your Dreams experts can guide you on where to allocate your funds, ensuring they work for you and mitigating the uncertainties of market volatility.

1. Navigating Retirement Plan Jitters: Expert Guidance for Transitioning with Confidence 

2. Navigating Market Fluctuations in Your Retirement Plan 

3. Unlocking Your Retirement Funds: A Closer Look at “In-Service Distribution” Options

Navigating the complexities of retirement planning and market fluctuations can feel daunting.

However, with Retirement Of Your Dreams expert guidance and a solid plan in place ...

... you can embark on your retirement journey with confidence!

Timing may not always be perfect, but having a well-thought-out plan and acting is crucial.

Whether it's exploring in-service distributions, transitioning your retirement funds, or understanding market fluctuations ...

... our team of Retirement Dreams experts is here to support you every step of the way.

Stay tuned for Part 2 next week, where we'll dive deeper into the intricacies of Money Markets.

We'll explore, “Guaranteed Income For Life: Expert Retirement Strategies For Financial Security!”

Thank you for considering Retirement of Your Dreams as your partner on your financial journey!

I'm curious: what was your BIGGEST takeaway from this week's video?

Share in the comments below!

I'm Jason Bergquist.

And We’re dedicated to empowering YOU to LIVE the Retirement Of Your Dreams!